Houston, Texas – The great state of Texas is the second largest state in America for both area and population. Americans living in Texas need to maintain car insurance to drive across the state. Texas is like most states in America in which Drivers should know that they must adhere to the Texas Financial Responsibility Law. This in essence sets the limits for the minimum required car liability insurance that Americans need to carry. Americans in Texas are able to purchase car insurance coverage from any authorized Insurance Company in our state.

Americans in Texas Must Have Proof of Financial Responsibility

As soon as you buy a car insurance policy, your insurance company will send you a proof-of-insurance card to drive in Texas. The Americans in Texas will provide evidence of car insurance during the following situation:

  1. when Americans are asked for car insurance proof by Law Enforcement
    2. when drivers are involved in a car accident
    3. Americans show proof of insurance when registering your car or renewing vehicle registration
    4. receiving or renewing your driver’s license and show proof of insurance

Texas Penalties for Americans Driving without Valid Car Insurance

Americans driving in Texas without valid car insurance can receive stiff penalties. These penalties and fines for violating the Texas financial responsibility laws are as follows:

First offense: fine of $175 to as much as $350
More offenses: fine of $350 to $1,000 as well as possible suspension of your Texas driver’s license. Americans can have their vehicles impounded for this offense.
Offense without a valid Texas driver’s license: $2,000 maximum fine, 180 days in jail, or both
Offense if you cause an accident with serious injuries or death: $4,000 maximum fine, one year in jail, or Americans can receive each penalty

Car Insurance Requirements For Americans

Texas is regarded as being one of the most business-friendly states in America, The great state of Texas has relished with more Fortune 500 companies moving to Texas. With that being said these new Americans moving to Texas will need car insurance. These Texas car insurance requirements should be met by all Americans wishing to drive in Texas. The state of Texas requires that all vehicle owners maintain at least liability insurance on their cars at all times in Texas. Texas Liability insurance will only pay for the other party’s medical expenses or to repair or replace the other motorist’s car in the event of an auto accident.

Minimum Car Insurance Limits for Americans

The minimum coverage amount required by the Texas financial responsibility law is $30,000 for each injured person. This minimum car insurance coverage also is, up to a total of $60,000 per accident, and $25,000 for property damage. These minimum limits for Texas car insurance went into place in January of 2011 for all Americans driving in Texas. The American Motorists in Texas had to increase their coverage after renewing their policy in 2011.

Simple, Secure Car Insurance Quotes for Americans in Texas

Our website will provide Quotes from Texas’s top car insurance companies for all Americans. One of the worst thing Americans can do is get into an auto accident and not have car insurance coverage. Motorists can get free quotes, with no obligations for Insurance for Americans.